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GST

POMIS — fixed monthly income

Post Office Monthly Income Scheme

Find the guaranteed monthly payout from a 5-year Post Office MIS deposit.

Formula

Monthly income = Deposit × annual rate ÷ 12. The fixed 5-year tenure is set by the scheme; your original deposit is returned in full at maturity.

About this calculator

POMIS is a government-backed, fixed-tenure scheme that pays interest out every month rather than compounding it — useful for retirees or anyone wanting a predictable monthly income with capital safety.